This is a book for people like us, and we all know who we are.  We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments.  All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker.

这是一本为像我们这样的人写的书，我们都知道自己是谁。我们创造自己的时间，保持自己的利润，规划自己的道路。我们有演出、合同、客户和任务。我们所有人都朝着自己的梦想努力：在自己的时间，按照自己的条件，做自己的工作。我们没有真正的老板，没有公司的名牌，没有自己的隔间。不幸的是，我们也没有401（k）计划，也没有与之相匹配的人，也没有福利计划，也没有人在4月15日之前征收我们的税款。现在是时候评估一下你现在在哪里以及你想去哪里了。问问自己：谁在为你的退休做计划？当客户破产、支票延期时，谁来支付你的费用？谁在为你的税收存钱？谁负责你的健康保险？仔细看看镜子：你是。自由职业者、兼职者和自营职业者的理财手册描述了一个全新的、全面的体系，用于挣钱、消费、储蓄和作为独立工作者生存。