The subject of climate finance has become increasingly critical in our collective efforts to combat the escalating impacts of climate change. As the world grapples with the urgency of addressing climate-related challenges, the availability, access and adequacy of adaptation finance support have taken centre stage. This paper delves deep into this crucial topic, shedding light on its significance and highlighting the pressing need for a more comprehensive understanding of the problem at hand. In an era where transformative climate finance is essential to drive sustainable development, build climate￾resilient societies and contribute to reducing the potentially massive loss and damage from climate impacts, a precise framing of the issues is paramount. By dissecting the complexities of climate finance, we can unearth the underlying gaps and needs, ultimately paving the way for more robust and effective approaches and avenues to tackling the climate finance needs.Adaptation finance plays a pivotal role in supporting projects and endeavours aimed at addressing the challenges posed by climate change. This critical financial resource pool encompasses both private and public funding streams, operating on various scales, from the local and national to the global level. Its primary purpose lies in providing essential support to countries, communities and individuals as they strive to adapt to the multifaceted consequences of climate change (Censkowesky, 2022).