Modern Banking focuses on the theory and practice of banking, and its prospects in the new millennium. The book is written for courses in banking and finance at Masters/MBA level, or undergraduate degrees specialising in this area. Bank practitioners wishing to deepen and broaden their understanding of banking issues may also be attracted to this book. While they often have exceptional and detailed knowledge of the areas they have worked in, busy bankers may be all too unaware of the key broader issues. Consider the fundamental questions: What is unique about a bank? and What differentiates it from other financial institutions? Answering these questions begins to show how banks should evolve and adapt - or fail. If bankers know the underlying reasons for why profitable banks exist, it will help them to devise strategies for sustained growth.

现代银行学关注的是银行业的理论与实践，及其在新千年的发展前景。这本书是写在银行和金融硕士/工商管理硕士水平的课程，或在这一领域的专业本科学位。希望加深和扩大对银行问题的理解的银行从业人员也可能会被这本书所吸引。尽管他们通常对自己工作过的领域有着特殊而详细的了解，但忙碌的银行家们可能对更广泛的关键问题一无所知。想想基本的问题：银行有什么独到之处？它与其他金融机构有什么区别？回答这些问题开始说明银行应该如何发展和适应——或者失败。如果银行家们知道有利可图的银行存在的根本原因，这将有助于他们制定持续增长的战略。