Plato once said that every man should have a son, plant a tree, and write a book. Well, with my wife Pam, we have three sons—our eldest son Brandon and our twins Austin and Garrett. I’ve planted several trees, mostly with the help of my gardener. And this is my first book, and it is on my forte, risk management.

I have spent my entire career of 30 years in risk management. About half of that time I’ve worked as a consultant, preaching the gospel of best practices in risk management. The other half of my career I’ve spent in industry, trying to practice what I’ve preached under the realities of day-to-day business. More recently, in November of 2012 I joined the Board of Directors of E*TRADE Financial Corporation, where I chair the Risk Oversight Committee and am a member of the Audit Committee. My rotations through these three roles—as consultant, manager, and board member—have taught me that successful risk management is all about balance.

柏拉图曾经说过，每个人都应该有一个儿子，种一棵树，写一本书。嗯，和我妻子帕姆，我们有三个儿子我们的长子布兰登和双胞胎奥斯汀和加勒特。我种了几棵树，主要是在园丁的帮助下。这是我的第一本书，它是我的专长，风险管理。

我整个30年的职业生涯都在风险管理方面。大约有一半的时间我是一名顾问，宣扬风险管理最佳实践的福音。我职业生涯的另一半时间都花在工业上，努力实践我在日常商业现实下所宣扬的东西。我最近加入了2012年11月的公司董事会和财务监督委员会，担任董事会主席。我通过担任顾问、经理和董事会成员这三个角色的轮换告诉我，成功的风险管理都与平衡有关。