The cover of this book caught my eye at the bookstore and when I saw on the back that everyone from MONEY to BUSINESSWEEK was raving about it, I knew it was a financial must-read! The authors are so clear and concise and really helped me understand concepts that before seemed "greek to me." I'm always weary of personal finance books for giving people unrealistic ideas about how to get rich. This one is so great because it's no bs. If you can't afford to retire, the authors aren't going to tell you that you can. They know people saw their 401(k)s evaporate in the financial crisis and they're here to tell you what to do now. I highly recommend this book if you care a dime about your financial future.

这本书的封面在书店引起了我的注意，当我在书背上看到从《金钱》到《商业周刊》的每个人都在谈论这本书时，我知道这是一本金融必读的书！作者是如此清晰和简洁，真的帮助我理解概念，以前似乎“希腊对我来说”。我总是厌倦了个人理财书给人们不切实际的想法如何致富。这个很好，因为它不是废话。如果你负担不起退休，作者不会告诉你你可以。他们知道人们看到他们的401（k）计划在金融危机中蒸发，他们在这里告诉你现在该怎么做。我强烈推荐这本书，如果你关心你的财务未来一毛钱。