This is an outstanding personal finance and investing primer for both teens and college students. Even though I'm just outside of the intended age bracket for this book (an expensive fact for which I am now painfully aware), any young person can gain tremendous insight from this well written and accessible guide to finances. It starts from the very beginning (opening a checking account) and moves right along into savings, money market accounts, CD's, IRA's, 401K's, mutual funds, etc... Without boring us to death, the authors break every step of investing down into must-know facts and advice. It also gives readers a eye for financial forecasting by focusing heavily on compound interest and what it *really* means for investors in the long run. Finally, it addresses debt (especially with regard to credit cards) and preaches financial solvency. I highly, highly recommend this one. It was outstanding and highly informational. I can't wait to read other Motley Fool investing guides!

这是一个优秀的个人理财和投资入门，为青少年和大学生。尽管我已经超出了这本书的预期年龄范围（我现在痛苦地意识到这是一个昂贵的事实），但任何年轻人都可以从这本写得好、容易阅读的理财指南中获得巨大的洞察力。它从一开始（开一个支票账户）就进入储蓄、货币市场账户、CD、IRA、401K、共同基金等等。。。作者们不厌其烦地将投资的每一步都分解为必须知道的事实和建议。它还让读者对金融预测有了一个很好的了解，主要关注复利，以及复利对投资者的长期意义。最后，它处理债务（特别是关于信用卡）和鼓吹财务偿付能力。我非常非常推荐这个。这是杰出的和高度信息。我迫不及待地想读其他杂七杂八的傻瓜投资指南！