As this book enters its eighth edition, the world that we know is changing rapidly and, in some cases, ominously. Financial firms and the services they offer are becoming increasingly internationalized and most financial-service providers are growing in size and complexity. Risk management has come to be the dominant subject that most financial managers are concerned with as the risks faced by financial institutions seem to grow almost daily. Indeed, the whole financial sector is threatened by significant risks at home and abroad, inside and outside the individual financial firm, and more and more financialservice providers are failing. 

随着这本书进入第八版，我们所知道的世界正在迅速变化，在某些情况下，是不祥的。金融公司及其提供的服务正日益国际化，大多数金融服务提供商的规模和复杂性也在不断增长。随着金融机构面临的风险几乎每天都在增加，风险管理已成为大多数财务经理关注的主要课题。事实上，整个金融业都受到国内外、个别金融公司内外重大风险的威胁，越来越多的金融服务提供商正在倒闭。