Aon is pleased to present the results of its 2022survey of average Medical Trend Rates fromcountries around the world. The survey wasconducted among 108 Aon offices that broker,administer, or otherwise advise on employersponsoredmedical plans in each of the countriescovered in this report. Each office represents onespecific country. The survey responses reflect themedical trend expectations of the Aon professionalsbased on their interactions with clients and carriersrepresented in the portfolio of the firm’s medicalplan business in each country. The trend ratespresented in this report do not include anyallowances for potential employer countermeasuressuch as cost-containment plan amendments or thepotential impact of any attendant employer/brokernegotiations with carriers.